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そこで、銀行取引約定書の保証条項や 根 抵当権設定契約証書等において 保証人が保証債務を履行した場合、代位によって貴行から取得した権利は、債務者と貴行との取引継続中は、貴行の同意がなければこれを行使しません。 しかし、その後の判例 最判昭和60 5 23金融法務事情1099号12頁 では、一部代位者は代位した債権や担保権を債権者とともに行使できるが、この担保権が行使されたときの配当については、一部代位者は債権者に後れるとして、債権者が優先することを認めることになった。 したがって、債務者の意思に反しなければ弁済をすることができ 民法474条2項の反対解釈)、弁済と同時に債権者の承諾を得てはじめて債権者に代位することができることにしている、さらに代位の効果を債務者に対抗するためには、債権譲渡に準じて代位する旨を債権者から債務者に通知するかまたは債務者が承諾しなければ債務者その他の第三者に対抗できない 民法499条2項 467条)。 Ａ 法定代位 民法500条 501条. Ｂ 任意代位 民法474条2項 499条. 日本は1949 昭和24 年1ドル 360円で世界に復帰した。
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