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The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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Home Mortgage of America, Inc. : Home | applywithbecky.com Reviews

https://applywithbecky.com

The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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applywithbecky.com applywithbecky.com
1

Home Mortgage of America, Inc. : Mortgage Checklist

http://www.applywithbecky.com/MortgageChecklist.aspx

How to Get a Loan. The following information is usually required during the loan process:. Your Social Security number. Current pay stubs or, if self employed, your tax returns for the past two years. Bank statements for the past two months. Investment account statements for the past two months. Retirement account statements for the past two months. Make and model of vehicles you own and their resale value. Credit card account information. Auto loan account information. Personal loan account information.

2

Home Mortgage of America, Inc. : How to Get a Loan

http://www.applywithbecky.com/HowGetLoan.aspx

How to Get a Loan. How to Get a Loan. Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. STEP ONE - Apply Now!

3

Home Mortgage of America, Inc. : Mortgage Glossary

http://www.applywithbecky.com/MortgageGlossary.aspx

How to Get a Loan. 2/1 Buy Down Mortgage. Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).

4

Home Mortgage of America, Inc. : Mortgage Calculators

http://www.applywithbecky.com/Calculators/Menu.aspx

How to Get a Loan. The following online calculators serve as helpful tools during the mortgage process. Calculate your monthly payment and see how the principal is paid over time. Rent vs. Own. Calculate the difference between renting and buying a home. Annual Percentage Rate (APR). Calculate the APR for fixed-rate or adjustable-rate loans. Determine if you can consolidate your debt by combining it with your home mortgage. Find out how soon you can pay off your mortgage by making a prepayment.

5

Home Mortgage of America, Inc. : Types of Loans

http://www.applywithbecky.com/TypesofLoans.aspx

How to Get a Loan. Thirty-Year Fixed Rate Mortgage. Fifteen-Year Fixed Rate Mortgage. Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM). Adjustable Rate Mortgages (ARM). When it comes to ARMs there's a basic rule to remember.the longer you ask the lender to charge you a specific. Rate, the more expensive the loan. 2/1 Buy Down Mortgage. This loan has a rate that is recalculated once a year. Select a loan application:. Certified Loan Officer NMLS# 198186. How to Get a Loan. Home Mortgage of America, Inc.

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