chsugarefcu.culending.org
Refinance — C & H Employees FCU
http://chsugarefcu.culending.org/loan-programs/refinance
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Here are some important reasons to consider refinancing:. Get a lower mortgage rate and reduce interest costs. Convert an adjustable rate mortgage to a secure, fixed-rate mortgage. Consolidate your first and second mortgages into a mortgage with a lower rate.
chsugarefcu.culending.org
Homebuyers! a Dozen Ideas on a Down Payment — C & H Employees FCU
http://chsugarefcu.culending.org/homebuyers-a-dozen-ideas-on-a-down-payment
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. A Dozen Ideas on a Down Payment. March 30, 2011. First of all, check with your Loan Officer to insure that the funds you presently have for your down payment are acceptable based on the loan program you intend to use. A Dozen Down-Payment Ideas! 2 Liquidate miscellaneous assets: Sell your nice car, buy a beater and apply the difference to your down payment. Sell your boat, motorcycle, collectibles tim...
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How to Remove Mortgage Insurance — C & H Employees FCU
http://chsugarefcu.culending.org/how-to-remove-mortgage-insurance
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. How to Remove Mortgage Insurance. March 30, 2011. How Can We Remove Our Private Mortgage Insurance? Private Mortgage Insurance (or PMI, or MI) is an additional monthly fee required by most lenders when your down payment on a home or refinanced equity position is less than 20 percent. This money pays an insurance premium which protects the bank in the event the borrower defaults. In most instances you must...
chsugarefcu.culending.org
Fair Lending Statement — C & H Employees FCU
http://chsugarefcu.culending.org/fair-lending-statement
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. CU Lending operates in accordance with the provisions of the Fair Housing. Act and Equal Credit Opportunity Act. The Fair Housing Act makes it unlawful to discriminate in housing related. Activities against any person because of race, color, religion, national origin, sex, handicap, or. Familial status. The Equal Credit Opportunity Act prohibits discrimination with respect to any aspect of a. Equal Housin...
chsugarefcu.culending.org
Purchase — C & H Employees FCU
http://chsugarefcu.culending.org/loan-programs/purchase
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, say “good bye” to your landlord and take control of your living environment. You can assure sellers of your viability and negotiate more effectively when you’re pre-approved. Apply online now to be pre-approved. Trust Us With Your Financing Needs!
chsugarefcu.culending.org
Loan Programs — C & H Employees FCU
http://chsugarefcu.culending.org/loan-programs
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. There are many loan programs available – too numerous to cover them all, we’ve highlighted the programs more commonly offered today. Characteristics of each loan program are unique, so consult your mortgage professional for more information and to become familiar with the details of the programs available to you. To help determine the best loan program for you, consider the following:. Different loan term...
chsugarefcu.culending.org
Delta Schools Federal Credit Union — C & H Employees FCU
http://chsugarefcu.culending.org/dsfcu
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. Delta Schools Federal Credit Union. Return to top of page. Site by Clifton Creative Web. CU Lending - 70 Eagle Rock Way, Suite A - Brentwood, CA 94513 Office Phone: (925) 634-6700 Fax: (925) 240-6000. CU Lending - 1320 Willow pass Road, Suite 710 Concord, CA 94520 Phone: (925) 334-5723. Phone: (925) 626-4610 Fax: (925) 626-4677. Brentwood, CA NMLS #385320 Concord NMLS #930622.
chsugarefcu.culending.org
Glossary — C & H Employees FCU
http://chsugarefcu.culending.org/glossary
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. FHA’s single family program which provides mortgage insurance to lenders to protect against the borrower defaulting; 203(b) is used to finance the purchase of new or existing one to four family housing; 203(b) insured loans are known for requiring a low down payment, flexible qualifying guidelines, limited fees, and a limit on maximum loan amount. 8220;A” Loan or “A” Paper:. A mortgage loan that does not ...
chsugarefcu.culending.org
Apply — C & H Employees FCU
http://chsugarefcu.culending.org/apply
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. Gravityform id=”4″ title=”false” description=”true”]. Trust Us With Your Financing Needs! We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today. For a no-obligation pre-approval! Return to top of page. Site by Clifton Creative Web.
chsugarefcu.culending.org
Our Loan Process — C & H Employees FCU
http://chsugarefcu.culending.org/our-loan-process
C and H Employees FCU. C and H Employees FCU. Back to Main Site. Apply For A Mortage. March 9, 2017. February 2, 2011. Step 1. Organize your Documents. Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller). Past 2 years’ tax returns and W-2s. Past 2 years’ employment history. Last 3 consecutive paycheck stubs (5 if paid weekly). Last 3 months’ statements for savings, checking, CD, money market accounts, etc. Monthly payments and balances on all open accounts.