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Tips and Resources to Repair Your Credit. 4 Ways Frugality Is A Fool’s Errand. On Friday, January 15th 2016. I discovered the wonders of frugality when I was paying off debt. In my previous life, I spent money on any whim that surfaced. Whether it was large or small, I made the purchase with little thought to how I could pay for it. After a few years, my spend crazy ways forced frugality into my life. You Can Only Cut So Much. But realize it is possible to have a happy balance. This is something I learne...

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