ewtf.org

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Health Benefits

http://www.ibewlocal26.org/it-pays-to-be-union/health-benefits.html

It Pays to Be Union. Availability of benefits is based on employment. If the Fund Office receives contributions for 135 hours worked during one month, you will be eligible for benefits for one month, but three months ahead. For example, if 135 hours are reported for June, you will be eligible for benefits in September. After you have met the yearly deductible of $150 per person or $300 per family, we pay 80% of the plan allowance for:. Preventive services and wellness benefits for children. Additional ps...

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Glossary | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/appendix/glossary

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. A violent, external, unexpected and unintentional event. A pre-determined cost for a particular service. A request by a Plan participant or beneficiary that the Plan and/or Board of Trustees reconsider the claim under circumstances in which the initial claim was denied in whole or in part. Clinical Guidelines for Medical Appropriateness. Only expenses for treatments, services and...

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Your ERISA Rights | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/your-erisa-rights

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. A Guide to Your Family Health Benefits. Receive Information about Your Plan and Benefits. Prudent Actions by Plan Fiduciaries. Assistance with Your Questions. Receive Information about Your Plan and Benefits. Obtain, upon written request to the Plan Administrator, copies of documents governing the operation of the Plan, including insurance contracts and collective bargaining agre...

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Appendix | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/appendix

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. A Guide to Your Family Health Benefits. Discretionary Authority of the Board of Trustees and its Designees. Plan Amendment and Termination. EWTF Business Associates Contact Information. RETURN TO TOP ]. Summary of Benefits for H Plan Employees. How the EWTF Plan Works. Your Health Care Benefits. Accident, Disability, Occupational Disability and Death Benefits.

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To All Participants | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/all-participants-0

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. To see your Summary of Benefits chart, click here. To see definitions of commonly used terms, click here. We trust that these programs will help the Plan continue to provide important protection for you and your family for many years to come, while keeping your out-of-pocket expenses to a minimum. To help control costs for yourself and for the Plan, remember:. We will do our very...

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Important Information about the EWTF Health and Welfare Plan | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/important-information-about-ewtf-health-and-welfare-plan

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. Important Information about the EWTF Health and Welfare Plan. A Guide to Your Family Health Benefits. Important Information about the EWTF Health and Welfare Plan. Filing Your Benefits Claims. Claims and Appeals Procedure. Recovery for Third Party Liability (Subrogation). Coordination of Benefits with Medicare. Filing Your Benefits Claims Next. RETURN TO TOP ].

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Prior Authorization | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/prior-authorization

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. A Guide to Your Family Health Benefits. Prior authorization under the Plan is required in only a limited set of circumstances, but if you fail to obtain prior authorization in those circumstances your benefits are denied. Prior authorization is required in the following circumstances:. Home Health and Hospice Care. Major Dental Care Over $600. RETURN TO TOP ].

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Summary of Benefits | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/summary-benefits

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. A Guide to Your Family Health Benefits. The following schedule shows the percentage of the allowance the Plan will pay for covered expenses. Your allowance is the Plan’s pre-determined amount for a particular service. For most services, the Plan pays 80% of expenses after you’ve met your annual deductible. You are responsible for the other 20% (your Patient’s Portion). Dependent ...

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Accident, Disability, Occupational Disability and Death Benefits | A Guide to Your Family Health Benefits

http://welfarespd.ewtf.org/accident-disability-occupational-disability-and-death-benefits

Http:/ www.ewtf.org. Http:/ www.ewtf-wellnessworks.org. Electrical Welfare Trust Fund. A Guide to Your Family Health Benefits. Accident, Disability, Occupational Disability and Death Benefits. A Guide to Your Family Health Benefits. Accident, Disability, Occupational Disability and Death Benefits. Weekly Accident and Sickness Benefits. Accidental Dismemberment and Loss of Sight Benefits. Supplemental Occupational Accident Benefits. Expenses That Are Not Covered. Weekly Accident and Sickness Benefit Next.