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insurance.ycms.org.uk

Insurance

Your Choice Mortgage Services offer a hassle free service designed to save you money, we do not charge Advice or Brokerage Fee's to new or existing clients under any circumstances. We offer all forms of Life Assurance and Insurance from all the major insurance companies so you pay the minimum monthly premium for the cover you require.We can help you understand the relevance of the Association of British Insurers Code of conduct

http://insurance.ycms.org.uk/

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Your Choice Mortgage Services offer a hassle free service designed to save you money, we do not charge Advice or Brokerage Fee's to new or existing clients under any circumstances. We offer all forms of Life Assurance and Insurance from all the major insurance companies so you pay the minimum monthly premium for the cover you require.We can help you understand the relevance of the Association of British Insurers Code of conduct
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Insurance | insurance.ycms.org.uk Reviews

https://insurance.ycms.org.uk

Your Choice Mortgage Services offer a hassle free service designed to save you money, we do not charge Advice or Brokerage Fee's to new or existing clients under any circumstances. We offer all forms of Life Assurance and Insurance from all the major insurance companies so you pay the minimum monthly premium for the cover you require.We can help you understand the relevance of the Association of British Insurers Code of conduct

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insurance.ycms.org.uk insurance.ycms.org.uk
1

Critical Illness

http://www.insurance.ycms.org.uk/critical_illness.html

Critical illness cover is designed to ease your financial pressures by paying a tax-free lump sum if you are diagnosed with a long list of qualifying illnesses and disabilities. The type and level of cover varies from each provider. For an informed view of the types of cover available we recommend visiting our section on the Association of British Insurers(ABI) Definitions. We can arrange critical illness cover in a number of different formats, for example it can be:. 8226; Taken as contingency cover to ...

2

Permanent Health Insurance

http://www.insurance.ycms.org.uk/permanent_health_insurance.html

Why should I consider Income Protection? You may be able to rely on sick pay from your employer for a month or two but what then? State benefits will not pay your bills for you. So it really does make sense to provide cover for your regular monthly income in the form of an Income Protection Plan. What cover does an Income Protection Plan provide? Raquo; » More Information « «. Whole of Life Policies. Raquo; » More Information « «. Raquo; » More Information « «. The guidance provided within this website i...

3

Family Income Benefit

http://www.insurance.ycms.org.uk/family_income_benefit.html

Raquo; » More Information « «. Whole of Life Policies. Raquo; » More Information « «. Raquo; » More Information « «. Raquo; » More Information « «. Raquo; » More Information « «. The structure of the plan means that the total amount that could be paid out decreases each month, as the payments are only made until the end of the policy. But it is also fair to say that most families need for cover reduces to just about zero over a period of (many) years. Insurance as part of a package of insurances to provi...

4

Term Assurance

http://www.insurance.ycms.org.uk/term_assurance.html

The most basic type of life insurance is called term insurance. With term insurance you choose the amount you want to be insured for and the period for which you want cover. If you die within the term, the policy pays out to your beneficiaries. If you don't die during the term, the policy doesn't pay out and the premiums you've paid are not returned to you. Whole of Life Policies. Raquo; » More Information « «. Raquo; » More Information « «. Raquo; » More Information « «. With a decreasing-term policy, t...

5

Whole of Life

http://www.insurance.ycms.org.uk/whole_of_life.html

Whole of life cover pays out a lump sum in the event of death, no matter when it happens. There is no specified period. Whole of life policies are generally used to provide security for a family, and are especially suitable for Inheritance Tax Planning. Such policies are usually written on one of two bases:. The level of protection selected will normally be guaranteed for the first 5 years, at which point it will be reviewed to see how much protection can be provided in the future. If the review show...

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Saving money on your existing Life Assurances Policies. There are three main reasons why you may be paying too much for your current Insurance contracts. 8226; The most common reason is that the cost of your existing cover has reduced because of advances in medical science, reduction in administration costs and competition within the current market place . Raquo; » More Information « «. Whole of Life Policies. Raquo; » More Information « «. Raquo; » More Information « «. The answer of course depends on n...

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