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Money Habits - Learn the good ones, ditch the bad ones...

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Credit Reports - What are they, and why do they matter?

http://www.moneyhabits.com/credit-reports.htm

What is a Credit Report? A credit report goes much further than simply listing your credit history. A credit report also lists the balances on your loans, credit cards or other credit accounts, whether or not you make your payments on time or have been routinely late with payments and it also lists any loan defaults that you may have had against your name and if any action has been taken against you to recover those debts. What specific information is on a credit report? Your credit details will list all...

2

Money Habits - The Different Types of Interest Explained

http://www.moneyhabits.com/interest.htm

The Different Types of Interest. Interest Rates - types and terminology. It can be confusing at times when confronted with all of the financial jargon associated with taking out a loan, particularly when all you really want to know is exactly how much it is going to cost you on a monthly basis. However there is much to be gained from having a basic understanding about interest rates, the different types of interest rates that are available, and how interest rates are calculated. Compound interest relates...

3

Debt Reduction - Money Habits

http://www.moneyhabits.com/debt-reduction.htm

Getting out of Debt. There are however some very practical steps that you can take to minimise the penalty fees and tackle the debt. And look for areas to cut back. Acknowledge that you have a problem, identify how and where that problem arose and resolve to do something about it. You'll make much more headway into paying off your debt if you have a plan of attack that you can adhere to (or try to). Creating a budget. Set goals and objectives. May we meet your friends?

4

Vehicle Financing - Things You Should Know

http://www.moneyhabits.com/vehicle-finance.htm

Vehicle Financing - Things You Should Know. Purchasing a vehicle is likely to be the second biggest financial decision, outside of purchasing property, that you're likely to make and, as with all financial purchases that involve loans, interest rates and other fees, it can be a lot more expensive than it need be for the unsuspecting. So, before you sign on the bottom line for your next vehicle purchase, here is a basic primer on vehicle financing:. Before the Test Drive. Get a copy of your credit report.

5

Teaching Children about Money

http://www.moneyhabits.com/money-children.htm

Teaching Children about Money. Even if we haven’t done a stellar job of our own finances there’s no reason we can’t help our children forge a more rewarding financial path - but our children will inherit many of our principles, morals and habits whether we like it or not. They learn by watching us, listening to us, learning from us and mimicking us. So, what’s your attitude to money? What message are you sending to your children through the way you talk about money and manage your own financial affairs?

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Money Habits - Learn the good ones, ditch the bad ones...

A penny saved is a penny earned. So, how can we have more money in our pockets at the end of each week? The answer is to. About money. Thinking carefully about where we spend our money, why we spend our money, how we spend our money and where we throw our money away will help to create great money habits that will not only last a lifetime, but will also create a more financially comfortable lifetime. Information about managing your credit cards. Or even teaching children about money. Teaching your child ...

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