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Analysis of Mobile Payments & Industry Innovation
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New research from Ghana – mobile money & financial inclusion | Marleen van Kammen
http://mvankammen.com/2013/03/03/can-mobile-money-improve-financial-inclusion
Analysis of Mobile Payments and Industry Innovation. March 3, 2013. New research from Ghana – mobile money and financial inclusion. In Ghana, mobile penetration is estimated at 93%, yet approximately 90% of business transactions remain cash-based. These numbers suggest a massive opportunity for mobile payments to replace cash and for mobile platforms to deliver financial services at a much lower cost than traditional banking models to millions of unbanked consumers. Access to Savings and Loan Products.
M-PESA’s New Savings & Loans Products | Marleen van Kammen
http://mvankammen.com/2013/03/09/mobile-money-platforms-connecting-with-bank-offerings-new-hope-for-financial-inclusion
Analysis of Mobile Payments and Industry Innovation. March 9, 2013. M-PESA’s New Savings and Loans Products. New Credit Scoring Model. The M-Shwari savings account serves as a form of collateral for the loan – consumers risk having their account closed after 60 days of non-repayment . However, the true collateral may be the mobile phone services – customers will not want to jeopardize access given the high penetration of Safaricom in Kenya. Http:/ www.safaricom.co.ke/personal/m-pesa/m-shwari.
Mobile Micro-Loans | Marleen van Kammen
http://mvankammen.com/category/mobile-micro-loans
Analysis of Mobile Payments and Industry Innovation. RSS for this section. March 9, 2013. M-PESA’s New Savings and Loans Products. New Credit Scoring Model. The M-Shwari savings account serves as a form of collateral for the loan – consumers risk having their account closed after 60 days of non-repayment . However, the true collateral may be the mobile phone services – customers will not want to jeopardize access given the high penetration of Safaricom in Kenya. Better Than Cash Alliance.
Uncategorized | Marleen van Kammen
http://mvankammen.com/category/uncategorized
Analysis of Mobile Payments and Industry Innovation. RSS for this section. February 17, 2013. I will be blogging soon…stay tuned! Better Than Cash Alliance. Center for Financial Inclusion. Consultative Group to Assist the Poor (CGAP). GSMA Mobile for Development. Industry Events - 2013. Card and Payments Africa. EMV Migration Forum (EMF). Merchant Customer Exchange (MCX). Blog at WordPress.com. Blog at WordPress.com. Follow “Marleen van Kammen”. Get every new post delivered to your Inbox.
Big Data = Financial Inclusion | Marleen van Kammen
http://mvankammen.com/2013/03/24/big-data-underwriting-for-financial-inclusion
Analysis of Mobile Payments and Industry Innovation. March 24, 2013. Big Data = Financial Inclusion. Access to Financial Services in the U.S. High Cost Business Model. AFS providers tend to have a bad reputation due to high fees associated with these credit products. AFS loans typically cost 400 percent annual interest (APR) or more, and the finance charges range from $15 to $30 on a $100 loan, according to the Consumer Federation of America. New Credit Scoring Models. The more accurately a lender is abl...
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MvanisTri | A Triathlon Blog
Bull;August 3, 2012 • Leave a Comment. After having some time to get home, decompress, and catch up on work, it’s time for my recap of RAGBRAI 2012! We drove from Colorado Springs, CO to Grand Island, NE on Friday, woke up and drove the remainder to Sioux Center, IA to hit up the expo (and maybe the beer garden, too). We headed off to a church in Cherokee to eat some delicious baked potato (even baked sweet potatoes! With 12 toppings. In case you were wondering, all 12 toppings were equally delicious...
Alexandra
Недеља, 12. мај 2013. Субота, 04. мај 2013. Недеља, 21. април 2013. Субота, 13. април 2013. Nog één werkende dag. De dag is saai. Ik heb heel veel huiswerk te doen, veel te leren.Maar toch! Ik maakte de pizza voor ons, dat is leuk, vind ik, zij.maar wie gaat hier schoonmaken? We zijn hongerig en moe dat we niet meer aan de netheid denken. De pizza smaakt zeer goed! Misschien kunnen we toch later die kledingkast maken, het kan me echt niet meer schelen. Субота, 06. април 2013. Mijn Tv ging kapot.
all things considered
Friday, July 08, 2011. Pesarattu Upma and Kobbari Pacchadi. Somewhat time-taking but healthy and filling south Indian breakfast. One of my favorites. Here are the recipes I learned from my mom and tweaked along the way. I am not listing all the ingredients separately. The key ingredients are Fresh coconut, Sooji (Bombai rava), Green Mung dal(Pesalu), ginger, green chilis and lime(or tamarind). 1) Kobbari Pacchadi: Prepare 1/2 cup chopped fresh coconut apprx 1 cm size. Optional: Serve Upma with Lime wedges.
Marleen van Kammen | Analysis of Mobile Payments & Industry Innovation
Analysis of Mobile Payments and Industry Innovation. March 24, 2013. Big Data = Financial Inclusion. Access to Financial Services in the U.S. High Cost Business Model. AFS providers tend to have a bad reputation due to high fees associated with these credit products. AFS loans typically cost 400 percent annual interest (APR) or more, and the finance charges range from $15 to $30 on a $100 loan, according to the Consumer Federation of America. New Credit Scoring Models. The more accurately a lender is abl...
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Networks, Security, Linux and photography. Seamless key rollover in OSPF using MD5 authentication. OSPF has its own built in authentication key rollover. This only works with MD5 authentication. When using plain text keys no key rollover is possible. SHA keys are configured using key chains and therefore use the key chain rollover. This can be seen when using debug ip ospf packet:. OSPF no neighbors due to missing multicast support. We can see this using various debug commands and using wireshark:. When ...
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